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I received a speeding ticket. How much will it affect my auto insurance premium?
We cannot tell you whether your car insurance premium will increase, or by how much. That's because some states have laws governing when and why auto insurers can increase policyholders' premiums. Often, insurers are not allowed to raise your rates after one speeding ticket or moving violation. So if it was your first ticket, you may not see any change in your rates.
If you have received speeding tickets in the past, insurance companies have varied practices when it comes to raising premiums. Some will consider the severity of your violation and raise your rates accordingly. Others will raise rates a specific amount per violation.
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