How can I lower my car insurance costs for my teen driver?

First, don’t rush out to add your teen to your policy if he or she is still just learning to drive. You may be able to wait until they receive their permanent license. This will hold off higher premiums for a bit longer. For more, read when to add your teen to your car insurance policy.

Second, find out if your insurance company offers a "good student" discount or other discounts for your teen.

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Third, consider buying an older, low-profile car for your teen to drive because it will be less expensive to insure.

Most importantly, your teen driver needs to maintain a good driving record and follow "graduated licensing" laws if they exist in your state. A teen with an accident record is an expensive proposition, no matter how much you comparison shop for rates.