About Farm Bureau Mutual Group

• Bodily injury liability, in case someone is injured or dies as a result of an accident involving the insured's vehicle. Liability insurance can help cover resulting lawsuits and help offset financial effects in the future.
• Property damage liability covers damage to the property of others.
• Collision coverage
• Comprehensive physical damage coverage pays for vehicle damage due to causes other than collision, such as fire, theft, wind, hail, vandalism, larceny, explosion, animal collision, falling objects, and riot or civil commotion.
• Replacement cost coverage is available for an additional premium on cars less than three years old. In the event of a total loss, the damaged car will be replaced with a new vehicle of the same or similar model.
• Medical or no-fault coverage, varying by state.
• Uninsured and underinsured coverage, for bodily injury caused by other drivers without adequate auto insurance.
• Auto death indemnity coverage pays a selected amount when the insured's death is caused directly by an accident while occupying or being struck by a land motor vehicle or trailer.

• Farm Bureau vehicle insurance policies automatically include toppers, slide-in campers and/or trailers as extensions of the covered vehicle. In the case of a stolen vehicle, policies cover transportation costs and coverage for clothes and luggage up to $200.

• Emergency Roadside Assistance protection covers towing expenses and mechanical labor to get a disabled car back on the road.
• Rental reimbursement pays for car rental or public transportation while the insured's car is being repaired due to a covered loss. Motor home rental reimbursement coverage is also available.
• Trailer personal effects coverage pays for damage or loss of  personal belongings in a travel trailer or camping trailer

Sources: Farm Bureau Financial Services press release, June 26, 2009; "Vehicle Insurance Coverages", Farm Bureau Financial Services Web site.