Unum Health Insurance
Founded in 1848, Unum has been breaking new ground in the business of health insurance benefits for 160 years.
Their commitment to being there when people need them most is a simple but compelling philosophy that began before the Civil War, during a time when investing in insurance to protect from the financial effects of illness and injury was a radical idea.
Unum’s predecessor, Union Mutual Life Insurance Company, was founded in 1848, making it one of the oldest insurance companies in the United States. It was one of the first major U.S. mutual insurance companies to convert to public ownership, forming Unum Corporation in 1986. Unum’s strategy eventually evolved into providing disability and special risk products. Through its subsidiaries, Unum became the leader in group disability insurance.
Unum Health Insurance Says
Unum's short-term and long-term disability coverage replaces a portion of income when an employee is unable to work, whether the absence is prompted by maternity leave or serious illness.
- Short-term disability coverage provides benefits when the insured is unable to work for a short period of time due to a covered illness or injury. These policies typically cover periods from 13 to 52 weeks.
- Long-term disability coverage provides benefits when the insured is unable to work for a longer period of time.
- Individual disability coverage can help supplement long-term disability benefits by protecting a higher percentage of income or covering types of income like commissions and bonuses that may not otherwise be covered.
- Long-term care insurance provides coverage for such conditions as arthritis, heart disease, stroke, brain trauma and cancer.
Contact Unum at:
1 Fountain Square
Chattanooga, TN 37402
Telephone: (423) 294-1011
Sources: "Our History", Unum website; "Unum", Wikipedia, April 29, 2009; "Products and Services", Unum website, 2009.