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Ask the Health Insurance Expert

My 18-year-old is a senior in high school and got pregnant. Why did my insurance deny the medical claims?

If she's a dependent on your health plan she is probably eligible for the plan's maternity benefits. Nonetheless, you should check with your benefits administrator to confirm. Some plans have a pregnancy loophole for dependents.

The problem is that the grandchild can probably not be added to your plan when he or she is born.

Last updated: Mar. 8, 2013