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Can you use your boyfriend's insurance to cover you while you are pregnant out of state?

You have a couple of issues to work through here.

First, does your boyfriend's health plan extend to domestic partners? If you live in another state, it doesn't sound like you'd even qualify as a domestic partner.

Second, does the health plan have a network of providers outside his state? Let's say you could be added to his plan as a domestic partner. You still might find the coverage is minimal if you'll be using out-of-network doctors and hospitals.

These are the questions your boyfriend needs to investigate with his benefits administrator at work. Frankly, the best way to secure his health insurance coverage is to get married.

Here are more details on how pregnancy complicates health insurance options.

Last updated: Oct. 9, 2012