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Ask the Health Insurance Expert

Can my insurer cancel my health insurance the same day I’m let go at work? I thought they had to by law give you till the end of the month?

No, there’s no law like that. Health insurance typically ends on your last day of employment. However, you should be offered COBRA, unless your company has less than 20 employees. COBRA is your opportunity to continue to buy the health plan yourself.

The employer’s health plan administrator has to notify you of your rights to COBRA within 14 days. We have more information on your COBRA rights.

Last updated: Jun. 12, 2013