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Ask the Health Insurance Expert

I visited a doctor for a routine check-up. I was thinking that I already have health insurance coverage because I received a welcome packet from my insurance. A week later I got a letter that said that my claim was denied because I didn't have coverage on the date of service. I realized that my coverage actually didn't start until four days after I saw the doctor. Now I am worried if my insurance will cancel my policy based on myself seeing the doctor without coverage. Is this possible?

No, the health insurer doesn't care that you saw the doctor.

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Your only problem is that you have to pay that last bill yourself.

Last updated: Dec. 21, 2012 Redesign Survey