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Ask the Health Insurance Expert

Q

If you turned 26, does that mean you have the rest of the year to be on your parents’ health insurance or does it stop as soon as you turn 26?

A

It stops when you turn 26.

And there's a big exception: If your parents' health plan is "grandfathered," it does not have to extend coverage to you if you're eligible for a health plan at your own work place.

Here's the government's definition of a grandfathered health plan.

Last updated: Oct. 30, 2012