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Ask the Health Insurance Expert

If you turned 26, does that mean you have the rest of the year to be on your parents’ health insurance or does it stop as soon as you turn 26?

It stops when you turn 26.

And there's a big exception: If your parents' health plan is "grandfathered," it does not have to extend coverage to you if you're eligible for a health plan at your own work place.

Here's the government's definition of a grandfathered health plan.

Last updated: Oct. 30, 2012
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