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Can I file on my home insurance if a tree damaged my car?

In this case, you should file a claim under your auto insurance, assuming you have comprehensive coverage. Comprehensive insurance covers damage that’s not from car accidents, like downed trees and falling objects. Home insurance won’t cover car damage.

We have more details at Chain-saw massacre:  When trees go down, whose insurance picks up the tab?

Last updated: Jun. 6, 2012