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My Golden Retriever bit my nephew and now my sister is suing my homeowners insurance. My policy renews in April and my company will not renew my policy and said the only way they would is if we remove the dog from my home. I need to find a new company and have been calling around but am afraid that if I tell them the truth then no one will insure me. How do I find a company that will insure me given the circumstances? I cannot "get rid" of the dog, he is part of our family.

Do not get rid of your dog! Find a local independent agent who works with multiple home insurance companies and tell him your situation. He should be able to find you an insurer.

You won't be able to hide the dog bite claim from insurers so don't even try.

Last updated: Feb. 15, 2013