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Will filing one claim on my homeowners insurance cause my rates to go up?

No. In most cases, once an insurer reviews your loss history and finds none, one claim should not affect your rates. If the claim exposes some greater risk on your property, however, such as owning a trampoline or new swimming pool, then you may face a rate increase. For more details, see One home insurance claim? Not a problem!

Last updated: Dec. 7, 2009