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I have a $9,000 ring scheduled on my homeowners policy. It was stolen from me in a bar while I was showing it to someone. Should this be a covered loss?

I found a nice cubic zirconia ring for you, no insurance necessary if it's stolen!

Yes, the theft should be covered under your home insurance policy. You'll need a police report to make the theft claim.

What kind of bar was this? I also found a good selection of wine refrigerators for you, so you can stay home.

Last updated: Oct. 31, 2012