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This is a long-standing myth spread from one neighbor to the next.
“The belief is that if you open the windows on the lee side of a home, you’ll relieve the pressure and prevent the roof from popping off,” says Judge, referring to the side of a building that is sheltered from the wind. “But the fact of the matter is that’s a huge misconception.” Changes in atmospheric pressure caused by a hurricane have no impact on a home or building. Opening doors and windows, however, can invite in flying debris -- a definite hazard.
National Geographic has advice on how to stay safe during a hurricane.
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He won’t be able to transfer the existing policy to you. You’ll need to buy your own home insurance policy. You could call up the same company he uses to get a quote, but this is a good time to shop around to compare prices among insurers...
Sounds like you’ve put the cart before the horse here. You need to have an insurance policy in effect at the time of the damage or injury in order to have the claim paid...