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You hold a haunted house and a visitor is injured

haunted houseAnytime you open your home to guests, you need to take adequate precautions to protect their safety.

“I would recommend using fire-resistant materials in the decoration,” says Hackett. “Avoid lighted candles or anything that will catch fire.”

To be extra safe, Moore suggests that you ask your insurance agent about one-time event coverage for your haunted house. “Those policies have high limits and they usually are fairly cheap."

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