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Your home is vandalized

vandalismIf your home becomes the target of a Halloween trashing that includes eggs, paint and rolls of toilet paper, you may wonder how you’ll cover the damage costs. Fortunately, “a normal policy covers vandalism,” says Moore. “If someone throws eggs on the porch or dents your siding, you, as a policyholder, would be responsible for the deductible.”

If the tricksters are apprehended, your insurance company may go after them and/or their parents for damages.

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