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A guest at your Halloween party gets drunk

Halloween partyDepending your state, this could have serious financial consequences.

“That is a big one,” says Moore. “It’s called social host liability.”

Some states impose no liability on hosts in these situations, while others limit liability to injuries that occur at the host’s home. Still others extend liability if the person who drinks alcohol at your party is killed, injured, or causes harm to others. In some cases, you could be held responsible for others’ medical bills, vehicle repairs, lost time from work or wrongful deaths.

Loretta Worters, spokesperson for the Insurance Information Institute, suggests using a bartender to keep track of the amount of alcohol your guests consume. To be even safer, consider serving only nonalcoholic beverages. Here’s more about the trouble with drunk friends.


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