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Additional Home Insurance Basics Articles
- Additional living expenses: Oh yeah, you can claim it!
Home insurance loss-of-use coverage helps you maintain your normal standard of living while you wait for your home to be rebuilt after a disaster.
- Americans are unprepared for disaster
We're "shockingly unprepared" for disasters. Every time.
- Earthquake insurance basics
If the earth beneath your house ripples, home insurance won't cover the damage. Here's what to look for in an earthquake insurance policy.
- Flood insurance: Are you in the zone?
The Federal Emergency Management Agency (FEMA) has been improving flood zone maps to illustrate the potential for severe flooding nationwide.
- Holiday lawn decoration disaster? Check your home insurance
Holiday decorations can quickly add up to costing hundreds of dollars, making them ripe for the picking by neighborhood vandals lacking the holiday spirit.
- Home insurance basics
A home insurance policy contains much more than coverage for your dwelling.
- Home insurance exclusions: What your policy won't cover
Knowledge is the best defense when you have a potential home insurance claim.
- Home insurance for dog owners
Depending on what breed of dog you own, where you live and your insurance company, it could be difficult to buy home insurance that includes…
- How to horrify your home insurance agent
Are you guilty of annoying your home insurance agent? Some missteps can even compromise your coverage.
- How your home insurance can vanish overnight
Going away for a while? Make sure your home insurance doesn't leave town, too.
- Insurance for historic homes
Historic homes can be great investments, but they can also be troublesome if you need to collect on an insurance claim.
- Insurance for mobile and manufactured homes
Mobile home insurance is much the same as conventional home insurance.
- Insurance for power outages
We look at whether homeowners insurance will help you during a power outage.
- Lightning hit my house!
Home insurance can pay for your fried valuables.
- Make a plan for evacuating your pets before disaster
Does your home insurance policy cover shelter for your pet during an emergency?
- Mudflow or mudslide? The answer affects your insurance claim
Mud may look all the same to you, but the dirty details affect insurance coverage.
- Sept. 28: Ask a Stupid Question Day
We asked experts in the insurance industry: “What’s the most stupid question you’ve ever heard about insurance?”
- Spontaneous combustion! Insurance for surprising fires
Dead flowers caused one recent case of spontaneous combustion. Here's how insurance pays for surprising fires.
- The basics of sewer backup insurance
Your current insurance might not cover nasty sewer backups
- We're on to you: 5 lies told by home insurance agents
If you hear one of these statements, your agent may be up to no good.