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2. Shaking in California

earthquake insuranceCalifornia is our most seismically active state, yet less than 12 percent of residents who have fire insurance also have earthquake insurance, says the Insurance Information Network of California.

 

 

 

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Ask The Home Insurance Expert

Q:

What is the procedure to change a home insurance policy to my name?

A:

He won’t be able to transfer the existing policy to you. You’ll need to buy your own home insurance policy. You could call up the same company he uses to get a quote, but this is a good time to shop around to compare prices among insurers...

Q:

I have a lot of insurance claims and I need some homeowners insurance.

A:

Sounds like you’ve put the cart before the horse here. You need to have an insurance policy in effect at the time of the damage or injury in order to have the claim paid...

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