You may find it difficult to get behind the wheel if you spend too much time thinking about how many uninsured drivers you pass on the road each day. Widespread mandatory auto insurance laws have not resolved the problem. A 2009 report from the Insurance Research Council estimated that about one in six drivers would be uninsured in 2010.
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He won’t be able to transfer the existing policy to you. You’ll need to buy your own home insurance policy. You could call up the same company he uses to get a quote, but this is a good time to shop around to compare prices among insurers...
Sounds like you’ve put the cart before the horse here. You need to have an insurance policy in effect at the time of the damage or injury in order to have the claim paid...
