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Top 10 pet insurance claims for dogs and cats
By Insure.com staff

Ear infection, upset stomach and skin allergies were among the most common ailments that afflicted cats and dogs last year, according to an analysis of claims by Veterinary Pet Insurance Co.

The company said its policyholders spent more than $46 million in 2011 to treat the 10 most common medical conditions.

VPI received more than 62,000 claims for canine ear infections, the most common reason for taking a dog to see the vet. The average claim fee was $98 per office visit. For cats, a bladder infection was the most common reason for a visit to the veterinarian. VPI received more than 3,800 medical claims for the feline ailment, with an average claim amount of $233 per office visit.

The most expensive canine condition on the list (noncancerous skin growth) cost an average of $220 per visit.

For cats, the most expensive condition (lymphosarcoma) cost an average of $426 per visit.

"While many pet owners fear major accidents and illnesses, which can cost thousands of dollars to treat for a single incident, repetitive and chronic conditions can be just as detrimental to a pet's quality of life and financially burdensome to the pet owner," Carol McConnell, vice president and chief veterinary medical officer for VPI, said in a press statement.

Here are the top 10 most common conditions for 2011, according to VPI:


  1. Ear infection
  2. Skin allergies
  3. Skin infection
  4. Noncancerous skin growth
  5. Upset stomach
  6. Intestinal upset/diarrhea
  7. Arthritis
  8. Bladder infection
  9. Bruise or contusion
  10. Underactive thyroid


  1. Bladder infection
  2. Chronic kidney disease
  3. Overactive thyroid
  4. Upset stomach
  5. Periodontitis/dental disease
  6. Diabetes
  7. Intestinal upset/diarrhea
  8. Ear infection
  9. Skin allergies
  10. Lymphosarcoma (cancer of lymph node)

Veterinary Pet Insurance, a member of the Nationwide Insurance family of companies, insures more than 485,000 pets.

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