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Dog bites account for one-third of all home insurance liability claims
By Insure.com staff

California had the most dog-bite claims of any state last year, according to a State Farm analysis of its liability insurance claims data.

In 2012, 451 dog-bite claims totaling $17.1 million were filed with the insurer in California.

Last year saw a small decline in the number of dog-bite claims nationwide. State Farm reported 3,670 dog-bite claims in 2012, compared to 3,750 in 2011. Payment totaled $108 million in 2012, down by $1 million year over year.

The other nine states in the top 10 for State Farm dog-bite claims were:

  • Illinois, with 337 claims; $9 million in claims paid
  • Texas, 236 claims; $4.3 million
  • Ohio, 235 claims, $5 million
  • Pennsylvania, 165 claims, $4.5 million
  • Michigan, 151 claims, $4.6 million
  • Indiana, 458 claims, $2.7 million
  • Florida, 123 claims, $7.1 million
  • Georgia, 121 claims, $3.3 million
  • New York, 116 claims, $6.4 million

Dog bites account for one-third of all home insurance liability claims, according to the Insurance Information Institute.

State Farm has teamed up with the National Dog Bite Prevention Week Coalition to raise awareness about the importance of pet-owner responsibility. Although the U.S. dog population dropped to 70 million in 2011 from 72 million in 2006, the number of dog-bite incidents has not fallen. The nonprofit Prevent the Bite says dog bites are the ninth leading cause of nonfatal unintentional injury to children ages 5 to 9 and the 10th leading cause for children ages 10 to 14.

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