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Press release - Insure.com reveals the most and least expensive 2010 vehicles to insure in interactive tool

Insure.com News Release - 03/15/2010


Insure.com reveals the most and least expensive
2010 vehicles to insure in interactive tool

Editor's note: This release was updated on May 3, 2010

Insure.com's annual ranking of average car insurancepremiums reveals that the Porsche Carrera GT2 two-door coupe is the most expensive vehicle to insure among 2010 models. A 40-year-old male would pay a national average of $2,943.78 for car insurance annually — and that's assuming the driver has a good driving record.

On the other end of the scale is the Mazda Tribute I (2WD four-door SUV) — the least expensive 2010 vehicle to insure among the more than 2,400 vehicles examined. Looking across other categories, the Dodge Caliber is the least expensive passenger car to insure, the GMC Canyon WT (2WD 2 Door 2.9L) is the least expensive pickup to insure, and the Honda Odyssey LX (5 Door 2WD SOHC) is the least expensive minivan to insure.

You’ll find average premiums for more than 2,400 vehicles, including national and state averages, in Insure.com’s new interactive car insurance rates tool.

The profile of the average person who drives a particular model has great influence on the premiums for that vehicle. Costs for collision and comprehensive coverage are based on the model's "loss history." For example, small cars that are often driven by young, inexperienced drivers tend to be more expensive to insure. Car insurance rates also tend to rise with horsepower.

The least expensive 2010 vehicles to insure

Rank Make and Model Style & Type Cylinders Avg. national premium
1 Mazda Tribute i 2WD 4 Door Utility 4 $1070.25
2 Honda Odyssey LX 5 Door 2WD SOHC Van 6 $1095.26
3 Mazda Tribute i 4WD 4 Door Utility 4 $1103.29
4 Chrysler Town & Country LX 2WD 4 Door 3.3L Wagon 6 $1119.83
5 Mazda Tribute S Grand Touring 2WD 4 Door Utility 6 $1128.29
6 Dodge Grand Caravan SE 2WD 4 Door 3.3L Wagon 6 $1131.06
7 Toyota Sienna CE 4 Door Wagon 6 $1133.97
8 Hyundai Tucson GLS 2WD 4 Door Utility 4 $1134.08
9 Kia Sportage LX 2WD 4 Door Utility 4 $1138.41
10 Honda Odyssey EX 5 Door 2WD SOHC Van 6 $1139.80
11 Hyundai Santa Fe GLS 4 Door 2WD Utility 6 $1141.07
12 Jeep Patriot Sport 2WD 4 Door Utility 4 $1145.58
13 Honda CR-V LX 5 Door 2.4L Utility 4 $1146.29
14 Dodge Grand Caravan C/V 2WD 4 Door Van 6 $1146.53
15 Mazda Tribute S 4WD 4 Door Utility 6 $1146.69
16 Toyota Sienna LE 4 Door Wagon 6 $1148.78
17 Dodge Journey SE 2WD 4 Door 2.4L Utility 4 $1149.59
18 Ford Escape XLS 4WD 4 Door SUV 4 $1149.67
19 GMC Canyon WT 2WD 2 Door 2.9L Truck 4 $1152.39
20 Ford Escape XLS 2WD 4 Door SUV 4 $1157.31
Source: Insure.com, from a study commissioned by Insure.com from Quadrant Information Services

 

 


The most expensive 2010 vehicles to insure
 
Rank Make and Model Style & Type Avg. national premium
1 Porsche 911 Carrera GT2 2 Door Coupe $2943.78
2 Mercedes S65 AMG 4 Door Sedan $2863.03
3 Dodge Viper SRT-10 2 Door Coupe $2851.89
4 Porsche Panamera Turbo AWD 4 Door Sedan $2837.39
5 Dodge Viper SRT-10 2 Door Convertible $2815.90
6 Mercedes CL600 2 Door Coupe $2754.80
7 Audi R8 2 Door Coupe AWD $2751.55
8 Porsche Panamera S 4 Door Sedan $2744.78
9 Mercedes SL600 2 Door Convertible $2715.86
10 Porsche 911 Carrera Turbo 2 Door Coupe AWD $2706.04
11 Mercedes CL65 AMG 2 Door Coupe $2699.74
12 BMW M6 2 Door Convertible $2689.13
13 Mercedes S600 4 Door Sedan $2667.48
14 Mercedes SL65 AMG Black Series 2 Door Convertible $2655.15
15 Mercedes SL65 AMG 2 Door Convertible $2653.53
16 Mercedes CL63 AMG 2 Door Coupe $2646.92
17 BMW M6 2 Door Coupe $2627.27
18 BMW 760Li 4 Door Sedan $2565.59
19 Jaguar XKR Portfolio SC 2 Door Coupe $2537.79
20 Jaguar XKR Supercharged 2 Door Coupe $2533.48
Source: Insure.com, from a study commissioned by Insure.com from Quadrant Information Services

 


Average car insurance premiums
for the top 10 selling vehicles

 
Rank
(by sales)
Make and Model Avg. national premium
(averaged across all styles for model)
1 Ford F-Series pickup $1492.71
2 Toyota Camry $1274.61
3 Chevrolet Silverado pickup $1383.10
4 Toyota Corolla $1302.68
5 Honda Accord $1301.20
6 Honda Civic $1362.97
7 Nissan Altima $1399.35
8 Honda CR-V $1161.52
9 Ford Fusion $1354.84
10 Dodge Ram pickup $1467.63
Premium source: Insure.com, from a study commissioned by Insure.com from Quadrant Information Services. Top-selling vehicles in 2009 according to Reuters.

 

To arrive at the average premiums, Insure.com commissioned a study from Quadrant Information Services that calculated premiums for a 40-year-old male driver (see full profile below)using car insurance rates from six large carriers in 10 ZIP codes per state. Not all models are available for calculating average rates, especially exotic cars, which is why you won't see Bentleys and Lamborghinis on the list — although you can assume those carry hefty insurance bills.

Averages are based on a single 40-year-old male driver who commutes 12 miles to work, with policy limits of 100/300/50 ($100,000 for injury liability for one person, $300,000 for all injuries and $50,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. The policy includes uninsured motorist coverage. Rates were averaged across 10 ZIP codes in each state and six major insurance companies. Average rates are for comparative purposes; your rate will depend on your personal factors.

Insure.com’s experts are available for interviews and can help you with auto, home, health and life insurance questions, including how to save money and how to solve claims problems.

About Insure.com: Insure.com provides a comprehensive array of information on auto, home, health, and life insurance. We offer an extensive library of originally authored insurance articles and decision-making tools that are not available from any other single source.

Contact:

Amy Danise
Senior Managing Editor, Insure.com
editor@insure.com
(860) 386-6446

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