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Term Life Rates Plunge To All-Time Lows

Quotesmith.com, Inc. (ticker: QUOT, exchange: NASDAQ) News Release - 6/20/1999

Term Life Rates Plunge To All-Time Lows

DARIEN, Illinois (June 20, 1999) -- Quotesmith.com, a provider of instant auto, life, medical, dental and annuity insurance quotes from over 300 companies on the Internet, has today released the results of an extensive term life insurance rate comparison study which compared the premiums of more than 125 different term life companies.

Commenting on current market prices, Quotesmith.com president Robert Bland said, "The term life rate war is still raging which presents a sound buying opportunity for consumers. Term life insurance rates are now at all-time lows. For consumers who have been considering buying a term policy which offers guaranteed premiums for 30, 25, 20, 15 or 10 years, it looks like now is an attractive time to apply." Term life premium rates always escalate after their initial rate guarantee period.

Quotesmith.com maintains a continually-updated insurance information database which tracks the premium rates, policy coverages and latest financial stability ratings of more than 300 leading insurance companies. Quotesmith.com guarantees that visitors to its Web site will find the lowest term life premiums available or receive a $500 cash reward. Quotesmith.com also backs the accuracy of all of its quotes with a $500 cash reward program.

Commenting on the usefulness of the comparative study, Bland continued, "Price variances of up to 500 percent exist in the marketplace among different companies for identical term coverage which underscores the importance of comparative shopping before you buy or renew any life insurance policy. The Quotesmith.com price comparison service makes it easy for people to instantly understand what the marketplace has to offer in terms of price, coverage and safety without having to deal with any insurance salesmen. Use of our free Internet insurance price comparison service has been known to cause instant self-education and the complete elimination of insurance confusion."

Instant, real-time quotes for life insurance amounts of $2,500 to $25 million are available at www.quotesmith.com 24 hrs. per day, 7 days per week. Each Quotesmith.com price comparison report shows the names of the companies, the latest A.M. Best, Duff & Phelps, Moody's, Standard & Poor's and Weiss ratings on each company, the plan acceptance guidelines and the premiums which are conveniently sorted by lowest cost.

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