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Term Life Insurance Rates Continue To Fall

Quotesmith.com, Inc. (ticker: QUOT, exchange: NASDAQ) News Release - 10/20/1998

Term Life Rates Continue To Fall

DARIEN, Illinois (October 20, 1998) - Quotesmith.com, a provider of instant auto, life and medical insurance quotes from over 300 leading companies on the Internet, has today released the results of an extensive term life insurance rate comparison study which compared the premiums of more than 600 different term life policies.

Commenting on current market prices, Quotesmith.com president, Robert Bland, said, "The term life rate war is still raging which presents a sound buying opportunity for consumers. Term life insurance rates are now at all-time lows and still continue to drop. For consumers who have been considering buying a term policy which offers guaranteed premiums for 30, 25, 20, 15 or 10 years, it looks like now is the time to apply."

In order to provide up-to-the-day accurate policy quotes and coverage information that is not available from any other single source, Quotesmith.com maintains a continually-updated insurance information database which tracks the premium rates, policy coverages and latest financial stability ratings of over 300 leading insurance companies. Quotesmith.com guarantees that visitors to its Web site will find the lowest term life premiums available or receive a $500 cash reward.

Commenting on the usefulness of the comparative study, Bland continued, "Price variances of up to 600 percent exist in the marketplace among different companies for identical term coverage which underscores the importance of comparative shopping before you buy or renew any life insurance policy. The Quotesmith.com price comparison service makes it easy for people to instantly understand what the marketplace has to offer in terms of price, coverage and safety without having to deal with any insurance salesmen. Use of our free insurance price comparison service has been known to cause instant self-education and the complete elimination of insurance confusion."

Consumers can now request a personalized term life price comparison report from Quotesmith by calling 1-800-431-1147, 24 hrs. per day. Instant real-time quotes for life insurance amounts of $2,500 to $25 million are also available at the company's World Wide Web site at www.quotesmith.com. Each Quotesmith price comparison report shows the names of the companies, the latest A.M. Best, Duff and Phelps, Moody's, Standard & Poor's and Weiss ratings on each company, the plan acceptance guidelines and the premiums which are sorted by lowest cost. This information is not available from any other single source.

$250,000 Term Life/Guaranteed Annual Premiums, Male, No Tobacco Use

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