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Amy Danise Penny Gusner
Penny Gusner has been working in the car insurance business for more than 10 years. She researches your questions, from the routine to the bizarre, with equal enthusiasm.
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Recent Questions

Can a beneficiary cash in life insurance policy if the insured person is still alive?

No.  Only the policyholder can “cash in” a life insurance policy. In some cases, the beneficiary might also be the policy owner, in which case he can access the cash value.....

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How do I pay for funeral expenses without a life insurance policy?

If you don’t want a traditional life insurance policy, consider purchasing burial insurance (also known as final expense insurance.....

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