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Amy Danise Penny Gusner
Penny Gusner has been working in the car insurance business for more than 10 years. She researches your questions, from the routine to the bizarre, with equal enthusiasm.
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Recent Questions

When can a life insurance be paid out on a person?

Life insurance benefits normally are paid only after the death of the insured person; however, it’s possible that a life insurance policy will pay out before death if you qualify for accelerated death benefits.....

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Can a beneficiary cash in life insurance policy if the insured person is still alive?

No.  Only the policyholder can “cash in” a life insurance policy. In some cases, the beneficiary might also be the policy owner, in which case he can access the cash value.....

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