Ask the Life Insurance Expert

My ex-father-in-law passed away and has me and my ex-husband as beneficiary. Does that mean I get half or no benefits?

You'll get whatever percentage he designated on his beneficiary form. It could be half of his death benefit amount, or some other percentage.

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It doesn't matter that you're divorced from his son. If he never changed his policy, you're entitled to the money.

Last updated: Jan. 29, 2013 Redesign Survey