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Ask the Life Insurance Expert

My ex-father-in-law passed away and has me and my ex-husband as beneficiary. Does that mean I get half or no benefits?

You'll get whatever percentage he designated on his beneficiary form. It could be half of his death benefit amount, or some other percentage.

It doesn't matter that you're divorced from his son. If he never changed his policy, you're entitled to the money.

Last updated: Jan. 29, 2013