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Ask the Life Insurance Expert

Can I cash in the life insurance policy on my ex-husband before he passes away?

If you’re the policy owner, you can do anything you want with it – cash it in, change the beneficiary, take out a loan against the cash value.

Remember that only permanent life insurance can build up cash value. Term life insurance cannot be cashed in. Here’s more on cash value life insurance.

Last updated: Feb. 14, 2014
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