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Ask the Life Insurance Expert

What kind of a man has a girlfriend but still has his ex as a beneficiary on his life insurance?

Well, lots of them, as far as I can see. There are many reasons an ex-wife might be listed as a life insurance beneficiary:

1. He simply forgot to make the beneficiary change.

2. He has minor children with her and wants to make sure they're provided for in the event of his death.

3. A divorce settlement requires that he maintain life insurance with her as the beneficiary.

4. Or, maybe he just doesn't want you to have the money.

Last updated: Oct. 18, 2012