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Ask the Life Insurance Expert
What kind of a man has a girlfriend but still has his ex as a beneficiary on his life insurance?
Well, lots of them, as far as I can see. There are many reasons an ex-wife might be listed as a life insurance beneficiary:
1. He simply forgot to make the beneficiary change.
2. He has minor children with her and wants to make sure they're provided for in the event of his death.
3. A divorce settlement requires that he maintain life insurance with her as the beneficiary.
4. Or, maybe he just doesn't want you to have the money.