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Who rates the financial strength of life insurance companies and do these ratings include annuities these companies write?

There are a handful of companies that provide financial strength ratings of insurers, including A.M. Best, Standard & Poor's, Fitch and Moody's.

On Insure.com we have A.M. Best ratings of 20 large life insurers and an interactive tool for finding S&P ratings.

The ratings are for the whole company and thus apply to any product, including annuities.

Last updated: Feb. 26, 2013