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Ask the Life Insurance Expert

How can I get life insurance if I'm in poor health?

Yes, there are life insurance companies that specialize in high-risk applicants, although the premiums for these policies can be expensive and, in many cases, the face amount is limited.

A good life insurance agent will contact an impaired risk specialist on your behalf to have him find the best-priced policy for you.

Read about how impaired-risk specialists find life insurance for people with medical problems.

Last updated: Dec. 7, 2009