Two Ways to Get Fast, Free Life Insurance Quotes

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Ask the Life Insurance Expert

My dad has had life insurance on me from when I was a dependent. I am now 49 years old. He has kept the policy, but wants me to write the actual check instead of him. He gives me cash, and I write the insurance company a check. Why does he want me to do this? He's the policyholder and beneficiary. I don't like doing it that way. It's his policy, not mine. Is there a valid reason for this that I should know about?

How strange. There would be no advantage gained by having you write the check for the life insurance. Perhaps he has a misunderstanding about taxes? Or he's trying the keep the policy secret from someone who has access to his checkbook?

You could always ask him.

Last updated: Mar. 6, 2013
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