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Ask the Life Insurance Expert

Do both parents have to sign on a child life insurance policy as owners?

No, both parents don't have to sign for a life insurance policy on a child.

There is no requirement by life insurance companies for both parents of a child to consent to a life insurance policy taken out on their child.  Of course, it would be helpful if both parents were involved and agreed on the terms of the policy.

Is life insurance on a child worth it?  Read “Too young for life insurance? The debate over policies for children.”

Last updated: Jun. 13, 2014