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Ask the Life Insurance Expert

Can my life partner (male/male relationship) be listed as the beneficiary on my life insurance policy?

Yes.  Life insurance policies aren’t picky about who you list as a beneficiary.  You can leave it to your spouse, partner, parent, child, sibling or friend. 

While other types of insurance may still have guidelines that are hard to navigate regarding same-sex relationships, life insurance is fairly simple in that it allows you to pick whoever you want as a beneficiary to your policy.  As long as you’re the owner of your life insurance policy, you get to decide who the beneficiary will be.

Your beneficiary can even be more than one person.  Your life insurance proceeds can be divided up among a few people if you desire, or go to a trust or be left to charity.

Review our information on life insurance basics for a better understanding of how life policies work.

Last updated: Jul. 23, 2014