Two Ways to Get Fast, Free Life Insurance Quotes

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Ask the Life Insurance Expert

I want to switch life insurance companies. Will I be penalized?

“Switching” life insurance companies really means you’re going to terminate your existing policy and buy a new one. You can’t switch an existing policy to a new insurer.

Switching might result in a higher rate. When you buy a new policy, it will be priced based on your current age and health. But if the new policy happens to be cheaper, you’re better off.

Last updated: Dec. 13, 2013
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