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Two Ways to Get Fast, Free Life Insurance Quotes

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Ask the Life Insurance Expert

If I'm a beneficiary, do I have to pay income taxes on a life insurance death benefit?

No. Death benefits from life insurance policies are free from income tax. However, the death benefit may be subject to estate and inheritance tax. Check with the agent who sold the policy, the insurance company, or your own financial planner for details.

Last updated: Dec. 7, 2009
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