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Ask the Life Insurance Expert

Is it ok to have 3 life insurance policies, 3 different beneficiaries?

Sure, go ahead, knock yourself out. But a better plan might be one big policy with percentages designated for three people. Life insurance generally costs less per $1,000 in coverage when you buy more. Splitting your premiums over three policies probably doesn’t give you the best value.

Last updated: Mar. 21, 2013
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