How much do you think your funeral will cost?
Do you have debts your family will need to pay?
How much is your current debt?
How long will it take to pay off?
Do you have college-bound children?
How much college tuition do you want to provide in total?
How many years until your youngest child graduates college?
Will your family need to replace your annual income or have an emergency fund?
How much annual income would your family need to maintain its current standard of living without you?
How long do you want coverage to last?
How much additional money do you want to leave your heirs?
How long until you retire?