Help us make Insure.com a better resource
for you by filling out a quick survey
HOME
LIFE INSURANCE
AUTO INSURANCE
HEALTH INSURANCE
HOME INSURANCE
BUSINESS INSURANCE
DENTAL INSURANCE
LIFE SETTLEMENT
DISABILITY
LONG-TERM CARE INSURANCE
IDENTITY THEFT
SITE MAP
Insure.com Articles Archive: Life insurance and annuities
“Return of premium” term life insurance comes of age
How to buy life insurance you'll want to keep
Life insurance basics
Cash value in life insurance
The basics of accidental death and dismemberment insurance
Rebranding reflects the changing nature of life insurance companies
How much life insurance do you need?
Page 2: What demutualization means for policyholders
Can you dispute a life insurance beneficiary?
The advantages of second-to-die life insurance policies
The basics of term life insurance
The basics of whole life insurance
Should you buy universal life insurance?
Veterans now may extend life insurance coverage at higher limits
Mortgage protection insurance offers limited benefits
Families Affected by a Motorcycle Fatality Now Have Help
Life insurance trusts for child beneficiaries
Group life insurance: Is it enough?
Life Insurance needs continue even after the kids are grown
Insurance and marriage
Top insurance mistakes made when getting married
Buying life insurance when you have asthma
Report: Avian Flu Pandemic Could Wipe Out Half the Capital of U.S. Life Insurers
Buying life insurance after being diagnosed with cancer
Healthy and turned down for life insurance? Here's what to do
Buying life insurance if you have diabetes
The basics of guaranteed issue life insurance
If your health improves, so might your life insurance bills
Buying life insurance after a heart attack
Life insurance for people with HIV
The lowdown on life insurance medical exams
How a history of mental illness can affect your life insurance costs
How your blood pressure and cholesterol affect your life insurance costs
How special-risk advocates find life insurance for people with medical problems
What are the chances of you dying this year?
Can you hide smoking from life insurance companies?
Top five ways to kill yourself and get away with it
Web-only life insurance policies and annuities offer pared-down options
Americans won't admit they're buying more life insurance
Life insurance policy sales slipped in 1999, but premiums rose
Men die earlier because of biology and lifestyle, study says
Ten ways to save money on life insurance
How alcohol use affects your life insurance premiums
Cigar smokers see the best life insurance rates drift away
What to expect in 2002 with your insurance
Online insurance shopping sees steady increases
Life Insurance Premiums Expected to Decline by 4 Percent in 2007, Says the Insurance Information Institute
Prudential cuts some term life rates
Prudential’s New Underwriting Standards Offer Significant Savings for Applicants with Coronary Artery Disease
Affordable life insurance is plentiful, experts say
Ohio adopts updated viatical settlement law
SEC cracks down on shady promissory-note sales
TRIA extension places increased burden on insurance industry
The end of term life insurance as we know it?
Triple X Update
Triple X has not crippled the term life marketplace, Conning says
The Triple X life insurance regulation: Did it live up to the hype?
Irrevocable life insurance trusts can skirt taxes, but cost you flexibility
State laws regarding viatical settlements
How to deal with the death and resurrection of the estate tax
Millionaires aren't impressed by estate tax reform
Inheritance tax laws are a mystery to many, Prudential says
How an insurance class action settlement is taxed
Allstate Life to buy Provident National Assurance
American Bankers ponies up final $3 million in sanctions
AIG closes deal to buy American General for $23 billion
American Mutual Holding to merge with Indianapolis Life
American National to merge with Farm Family Holdings in $280 million deal
American Mutual Holding completes demutualization
The Guardian and Berkshire Life to merge
Business Men's Assurance bought by Liberty Life
What demutualization means for policyholders
MetLife finishes $1.2 billion acquisition of General American Life
The Hartford buys Fortis Financial for $1.12 billion
Life insurance industry standards association calls for ethics guidelines
Massachusetts Democrats assault Liberty Mutual conversion plan
Life Partners will turn life insurance policies into bonds
Aid Association for Lutherans will launch bank
MassMutual Offers Free Life Insurance to Working Parents in New Jersey
MetLife policyholders OK demutualization
MetLife to acquire New Jersey bank
MetLife debuts on Wall Street
MetLife reduces estimated share price at upcoming IPO
Anatomy of a misleading sales pitch
State insurance regulators offer "facts of life" tips for consumers
National Travelers to convert to mutual holding company
Northwestern Mutual to offer trust and investment services
Bankrupt PennCorp sells off insurance companies
Phoenix Home Life eyes demutualization
Phoenix Cos. IPO raises $854 million
Phoenix Home Life set to launch IPO
Principal Financial Group's Board votes to demutualize
Principal Financial Group eyes demutualization
Principal IPO brings in $1.8 billion
No more smooth sailing as Principal trims IPO hopes by $100 million
Principal Financial introduces rider for pending estate tax reform bill
Provident Mutual's sponsored demutualization Finished
Prudential goes public
Prudential board approves demutualization plan
Demutualization does not come cheap for Prudential
Prudential grilled in demutualization hearing
Prudential ups its IPO ante to $3.8 billion
Prudential IPO still open to customers with lapsed policies
Prudential files demutualization plan in New Jersey
Deadline approaches for Prudential demutualization vote
Prudential goes public, raises upwards of $3 billion
Prudential changes name to reflect financial services offerings
Coalition forms to promote life insurance settlements
How the structure of your insurance company affects you
Sun Life makes its Wall Street debut
Sun Life to buy subsidiaries of Liberty Financial
Thrivent Financial approved as new name for Lutheran financial Goliath
TIAA-CREF still offers most cost-effective insurance policies and mutual fund products
TIAA-CREF to offer variable universal life insurance to all
United Heritage policyholders support conversion plan
Western and Southern gets green light to convert to a mutual holding company
Western and Southern policyholders approve mutual holding conversion plan
NASD fines WMA Securities $125,000 for failure to report complaints
MassMutual to give away 20,000 life insurance policies to low-income parents
Consumer groups accuse credit insurance companies of overcharging
Will the terrorist attacks affect your insurance policies?
Will growing terrorism concerns lead to growing insurance bills?
Financed credit insurance yanked off the shelf
Equity indexed universal life insurance: the best of both worlds?
Tips on investing in promissory notes
Amid Worry About the Solvency of Social Security, Those Over 50 Face the Long Term Care Question
Variable life and variable annuity sub-accounts: The more the merrier?
Life insurance information warehouse to list leads for families of terrorist victims
Terrorism causes many to reassess insurance needs
Life insurers shrug at assisted suicide
How personal bankruptcy affects your life insurance and annuities
Life insurance basics
How to buy group life insurance for your small business
You can't take it with you: Giving your life insurance to charity
Life insurance for children
The basics of credit insurance: Do you really need it?
How divorce affects your life insurance needs
Top insurance mistakes made when getting a divorce
Getting a divorce changes your insurance needs
Rating your life insurance company
Life insurers closely watching Florida foreign travel bill
Tips for buying pre-need and final expense insurance
Gay men die 20 years younger
Progress in Holocaust-era insurance claims
Deadline for Holocaust-era life insurance claims extended
New effort to settle Holocaust insurance claims
How to collect on missing life insurance policies
Splitting heirs: Are lost-policy finder services worth the money?
The effects of lapsing your life insurance policy
Common questions about life insurance
Life insurance sales projected to increase in 2005, consumer survey says
Murder insurance offered to teachers
Your insurance in the aftermath of the Sept. 11 tragedy
Top insurance mistakes made after a tragedy
Are life insurance policies and accidental death policies two different things?
How do I get life insurance for my aging parents?
Are my index annuities safe or protected by legal reserves should the company itself go bankrupt? The company is currently having financial challenges.
How do variable annuities compare with other retirement accounts, such as 401(k)s and IRAs for long-term capital growth and flexibility?
How is income from annuities taxed after a person has begun receiving payments?
What figures are used to calculate the portion of a surrendered annuity that will be subject to income taxes and the 10 percent penalty?
What are the advantages to purchasing a variable annuity in a 401(k) or 403(b) plan as opposed to mutual funds?
Do I really have to reveal any of this information when this is a condition that is sure to pass when I change jobs?
If I file for bankruptcy, will the creditors take the accumulated cash in my whole life insurance policy?
What happens if my insurance company goes belly-up? Will my beneficiary still get paid?
My brother was principle beneficiary on my father's insurance policy, but other names may have been on the policy as well. Is there any way to find out who?
My mother married a widower and took out a life insurance policy naming him as her beneficiary. He died. Now who gets the money?
My father recently passed away, and I found a very old life insurance policy of his that lists my mother, who is also deceased, as the beneficiary. Who gets the money?
Does a wife have the right to know who the beneficiary is on her husband's life insurance policies if the policies are solely in his name?
Can a person change the beneficiary of a life insurance policy from his legally married spouse to another family member without his/her spouse's consent?
Can a sister take a life insurance policy out on her brother and collect knowing he was alcoholic and would not live long?
I was recently diagnosed with breast cancer. I would like to buy life insurance to provide for my children if I die. Will any life insurance company sell me a policy?
I own a $500,000 variable universal life policy. When I die will my beneficiaries get the death benefit or the death benefit and the cash value?
If I take out a loan against the cash value of my life insurance policy, is it reported to the credit bureaus?
My wife and I have a few old universal life insurance policies that we no longer need since we switched to term policies a while ago. However, there is significant cash value in a couple of the policies.
I am separated from my husband, who is currently the beneficiary of my life insurance policy. If I want to change the beneficiary to my children, can I do so without my husband's permission?
What are the benefits of life insurance for college students?
Is there a limit to the amount of time an insurance company can review a life insurance application without accepting, denying, or notifying an applicant of a delay?
What is an "annual decreasing term to age 65" policy? What is a "level term to age 65" policy?
Are life insurance companies allowed to test the applicants for illegal drug use?
If a person owns an annuity with an enhanced death benefit and passes away before annuitizing, are there any taxes owed on the "enhanced" portion of the death benefit or is it considered life insurance?
Will I have to pay higher rates because of my father's condition?
My father does not have a life insurance policy. I would like to take out a policy on him in order to cover his funeral expenses. Can I do it without his knowing?
My mom, who passed away seven months ago, told me and my siblings that she had life insurance policies on us. How do we find these policies?
What happens with the funeral expenses when someone dies who has life insurance. Does the death benefit of the life insurance policy automatically pay for funeral expenses?
If a person is named as a beneficiary, is that person responsible for paying for the funeral of the deceased? Or, is it just a moral obligation?
What's the difference between group universal life and individual life insurance? Which one is better?
I have a very handicapped child. Would a variable universal life insurance policy for $1,000,000 on the life of her father be a good investment?
The older of our two children, who is 8 years old, is legally handicapped. Are there companies that offer small policies to cover burial costs for the handicapped?
Two years ago I had a quadruple bypass. Since then all tests have proven good. Can I still buy life insurance or is there a waiting period?
Four years ago I bought a life insurance policy. I made a couple of mistakes on the application, but my policy has an incontestable clause of two years. If I were to die could the insurer still deny the claim?
My family believes that my father had some life insurance policies that we cannot find. How can we find out what kind of policies they are and if they are still in force?
I want to apply for life insurance but I have been getting conflicting advice from my coworkers about the medical bureau that keeps central records. What should I do?
My bank is demanding life insurance for a large business loan I have — how do I get life insurance and what alternatives do I have?
Do they even need life insurance?
My wife and I are in our mid-30s and have no children yet. Does it make sense to have life insurance if we don't have kids?
I found some old life insurance policies in my father's house. How can I look up a company to see if a policy is still good
My son died of a drug overdose while living with a woman to whom he was not married. Under these circumstances will the insurance company pay?
My mother bought a life insurance policy with me as the beneficiary. Can I get a copy of the policy to look it over and keep so I can find all of the contact information when she dies?
My grandmother bought a life insurance policy years ago. She passed away last year and we have just found the documents, but can't find anything out about the company.
Last summer I was notified by Prudential that I would get compensation from the demutualization in about three to four months. Since then I haven't heard anything.
I don't fully understand the differences among AAA, A++, and A- ratings. How can I determine how "good" an insurance company is?
A friend of mine was told by an agent that he should stop participating in his 401(k) (employer 3 percent match) and purchase a whole life policy to use for his retirement.
We have been advised by a financial advisor to purchase a second-to-die life insurance policy. This advice came after he reviewed our current investment strategy and net worth.
What kind of life insurance would provide the maximum coverage for the least amount of money?
If a person with a life insurance policy pays premiums on the policy for one year, and then commits suicide, would the insurer pay the beneficiaries? Or does suicide void the life insurance contract?
What is the benifit of term life insurance? Whole life coverage never ends as long as you pay the premiums, and the premiums never increase, as I understand it. But with term coverage does stop and the rates rise each time you renew.
How do I choose which term policy to buy when insurance companies offer 10-, 20-, and 30-year terms?
My husband and I each have a $250,000 five-year term life insurance policy. Does that mean at the end of five years we have to get a physical before we can renew our policies?
How will life insurance claims be handled for insureds who died in the recent terrorist attacks, where death cannot be proven by a death certificate?
Recently, while going through family paperwork, my parents came across an old policy naming me as beneficiary for a policy taken out by my grandfather when I was an infant.
I bought a whole life policy and was told the premium would vanish within 12 years. However, the premium never seemed to vanish.
If the variable annuity fees are not higher and you get many other benefits, why not buy VAs?
I am thinking of buying a variable universal life insurance policy. How can I compare the costs and features of different policies?
My financial advisor suggested funding an early retirement using a VUL policy. Will this work to my advantage or will I be buying insurance I don't even need?
I was told that if a war were to start, people would not be able to buy life insurance anymore. If a war starts will I still be able to purchase mortgage insurance?
I only see $44,000 guaranteed after 40 years. Would we be better off to cash this policy out and invest it in IRAs since they are used for retirement?
What is the difference between whole life insurance and universal life insurance? Both types can last your whole life, right?
Getting out of your annuity
The basics of annuities
Majority of I.I.I. Web Visitors Know Their Annuities
Annuity lifetime payouts: How much will you get?
The very best way to sock money away
Waivers provide access to your annuity before retirement
Lawsuits allege fraudulent annuity sales
Approach variable annuity "bonuses" with caution
Great American Life settles class action lawsuit over interest rates and extra fees
LifeUSA's two-tier annuity under attack
Lincoln Financial offers annuity with no surrender charge
Manulife 'stretching' annuities
Lower capital-gains tax has little impact on variable annuities
Change in annuity dividends draws lawsuit against Northwestern Mutual
Prudential and AEGON USA sued over deceptive annuity salespitches
Putnam Allstate Advisor variable annuity offers flexibility after annuitizing
Commercial Union Life sued over alleged deceptive annuity sales
Equity-indexed annuity library
Equity-indexed annuities: Indexing methods explained
Questions to ask before buying an equity-indexed annuity
Equity-indexed annuity sales reach a record $5.1 billion in 1999
Equity-indexed annuity sales reach $5.37 billion in 2000
Sales of indexed-annuities up in third quarter of 2001
The ups and downs of immediate variable annuities
Five variable annuity salespitches to look out for
Variable annuities and the stock market: Should you hang on for the ride?
Variable Annuities Library
Variable annuity assets up at end of 2003
Steering your variable annuity through troubled waters
Back to Site Map Main
Back to Home Page
Copyright © 1984-2010 Quinstreet, Inc.
About Us
|
Contact Us
|
Press Releases
|
UPDATED:
Privacy Policy
|
Terms of Service
|
Advertise with us
|
Site Map
|
Life Insurance
|
Car Insurance
