conducted surveys of 3,835 insurance customers nationwide in February and March 2014 to collect 9,586 company reviews. The survey was not open to the general public on the website. We collected reviews for auto, home, health and life insurance carriers. Consumers answered questions about their levels of satisfaction with their insurers, and each answer was assigned a point value. Points were then averaged and totaled for each company.

A.M. Best ratings do not affect the scores but are provided as a supplementary resource. The "discounts" and "coverage options" information for auto insurance carriers also does not affect the scores.

We collected data for 15 large companies in each category, so not all companies are represented in the study. The companies for which we collected data were then ranked. The top three companies in each category earned's "People's Choice Award." In the life insurance category, a tie for third place resulted in four insurers receiving the award. makes these ratings freely available via this site. The views and opinions expressed by users do not reflect the views and opinions of expressly disclaims any and all liability in connection with the ratings.