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2017 Smart Fortwo Passion

SmartForTwo Passion

Average annual premium: $1,280

The Smart Fortwo Passion is a small droptop that comes with a tiny insurance bill. You can put one of these beauties in your driveway for as little as $18,900 and a low price point often results in a low insurance bill.

"The Fortwo is extremely unpopular with car thieves, has a low starting price and gets pretty decent safety ratings, all of which help lower insurance costs," says Riley.

Due to its extremely small size, safety is a top priority with the Fortwo. It uses a Tridion Safety Cell to keep driver and passenger safe as well as eight advanced airbags. These types of safety features keep insurance costs in line. "Cars with high quality safety equipment usually qualify for premium discounts," says Worters.

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