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Making a claim without my parents knowing

crashed parents' car

How do I make a car insurance claim without my parents knowing?  I have their car at college. I just want to make the claim or whatever and not tell them.  If I tell them they will take the car away and that would make me miserable.

Better get used to walking or find yourself a bus schedule. Since your parents are the insured on the policy, you won’t be able to make a secret auto insurance claim. If you want to keep the damage quiet, your best bet is to pay for the repairs yourself and leave insurance out of it.

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