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Forgot where I parked my car

Last updated: Nov. 30, 2011

By , Insure.com

lost parked carI went out one night and forgot where I parked my car and cannot find it. Do I need to report it as missing to my insurance company? I can’t guarantee that it was stolen. Is that covered by most full coverage insurance policies?  

You don’t have an insurance claim yet because you need proof that your car was stolen. If the police determine it was stolen and you have comprehensive coverage, you can file an insurance claim by submitting the police report. You’ll have to pay your deductible. If you simply “lost” your car and can’t find it, you’re out of luck. Try putting up “lost car” signs or posting an ad on Craigslist.

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