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Coverages and deductibles

Last updated: June 17, 2016

By , Insure.com

Coverages and deductibles

The more types of coverage with higher limits you have, the more it will cost you since the insurer is taking on additional risks by giving you more coverage. Check your state requirements, keeping in mind that minimums won’t necessarily cut it in a serious accident, and compare quotes to see if extra coverage and protection makes sense for your financial situation.

Here are the main coverage components of a policy:

  • Liability
  • Collision and comprehensive
  • Uninsured/underinsured motorist
  • Medical payments or personal injury protection (PIP)

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