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2. Can my insurance company force me to add my teen to my policy even though I don't allow him or her to drive yet?

Last updated: June 6, 2012

By , Insure.com

"Yes," says Gusner. "Most car insurance carriers require you to list all licensed members of your household on the policy.”

Rich Webber, co-owner of Webber & Grinnell Insurance in Northampton, Mass., agrees. "In Massachusetts, if you have a newly licensed teen living in the household, then you have to list them,” he says. “But you don't have to list them if they're not going to be driving your car, their own vehicle, or any car whatsoever."

Because rules can vary by state or insurer, contact your insurance company or agent to learn the requirements.

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