Shelter Home Insurance

Why you should trust Insure.com

Quality Verified

At Insure.com, we are committed to providing honest and reliable information so that you can make the best financial decisions for you and your family. All of our content is written and reviewed by industry professionals and insurance experts. We maintain strict editorial independence from insurance companies to maintain editorial integrity, so our recommendations are unbiased and are based on a comprehensive list of criteria.

Last updated July 13, 2009

About Shelter

Shelter began as the Missouri Farmers Association in 1917, when farmers needed access to reliable insurance protection at prices they could afford. The MFA Mutual Insurance Company began operations in 1946, with seven employees and a $100,000 loan from the Missouri Farmers Association. In seven years, MFA Mutual was the largest mutual casualty insurance company in Missouri. Today, Shelter provides a variety of insurance options including auto, home, life, farm and business.

Wiki Says

Shelter Insurance Company is a mutual insurance company which focuses on Auto, Life, Home, Business, and Farm coverage. It operates in fourteen U.S. states and has headquarters in Columbia, Missouri.

Shelter was founded in 1946 as the insurance subsidiary of the Missouri Farmers Association (the same company as MFA Incorporated), and was called MFA. Insurance. The Shelter name came from the company’s most famous slogan, “MFA is your Shield of Shelter”. In 1981, the name was changed to Shelter Insurance. The company’s headquarters remained in Columbia.

Shelter Home Insurance Says

Shelter homeowners insurance provides a number of coverage options to protect its policyholders as well as their property and possessions.  These coverage options include:

• Dwelling – covers private residence and any building structures attached.
• Other structures – covers structures that are permanently attached to the property, but not the dwelling.
• Personal property – covers the content within the home and other structures.
• Additional living expenses – covers reimbursement for extra cost of living if home is made uninhabitable by a covered loss.
• Medical payments – covers medical expenses of guest who is injured on the insured property.
• Liability – covers expenses if policyholder is legally liable for bodily injury or property damages to others.
• Peril – covers dwelling if damage results from a specified peril, but not for other perils.

Shelter also offers coverage options for mobile homes and condominiums.

Contact Shelter at:

Shelter Insurance Companies
1817 West Broadway
Columbia, Missouri 65218
Telephone: (800) 743-5837

Sources: “Company History”, Shelter web site, 2001; “Shelter Insurance”, Wikipedia, June 28, 2009; “Coverages,” Shelter web site, 2001.