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Agreed-upon vehicle values

Last updated: March 31, 2015

By , Insure.com

Classic red sports carIf your car is totaled, a standard policy will pay out the actual cash value of the vehicle. But some high-end policies can be written on an "agreed value" basis, so clients are covered for that value, regardless of depreciation. There’s no haggling about what price a classic Mercedes might bring; the policy spells out the payoff right up front.

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