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Security advice and kidnapping coverage

Celebrity with bodyguardInsurance companies that cater to wealthy clients often include coverage for kidnapping ransom as a complimentary part of a high-end insurance package, Neis says.

Clients can also pay for more robust coverage by adding a policy specifically to cover expenses if family members are victims of stalking, extortion and other threats.

As part of its complimentary loss-prevention programs, AIG offers free security assessments, recommendations to beef up security, and training for family members on how to avoid danger while traveling or at home.

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