Home Home insurance Average home insurance cost Cheapest homeowners insurance in District of Columbia Cheapest homeowners insurance in District of Columbia Written by: Les Masterson Les Masterson Les, a former managing editor, insurance, at QuinStreet, has more than 20 years of experience in journalism. In his career, he has covered everything from health insurance to presidential politics. | Reviewed by: Ashlee Tilford Ashlee Tilford Ashlee, a former managing editor, insurance, at QuinStreet, is a journalist and business professional. She earned an MBA in 2014 with a concentration in finance. She has more than 15 years of hands-on experience in the finance industry. | Updated on June 1, 2022 Why you should trust Insure.com Quality Verified At Insure.com, we are committed to providing honest and reliable information so that you can make the best financial decisions for you and your family. All of our content is written and reviewed by industry professionals and insurance experts. We maintain strict editorial independence from insurance companies to maintain editorial integrity, so our recommendations are unbiased and are based on a comprehensive list of criteria. Finding the cheapest home insurance in District of Columbia requires getting quotes from multiple home insurance companies.Home insurance companies don’t devise rates in all the same way. One may put a greater emphasis on one metric, such as a home’s claims history, while not caring as much about another, such as a person’s credit. That’s one reason why it pays to get quotes from multiple insurance companies.We found that USAA has the cheapest homeowners insurance rates in District of Columbia with an average annual premium of $805 or $67 per month for $300,000 dwelling and $300,000 liability coverage with a $1,000 deductible.Let’s take a look at the cheapest homeowners insurance in District of Columbia and how to find the best home insurance rates.Key TakeawaysIn District of Columbia, the cheapest homeowners insurance is offered by USAA at $805 per year for $300,000 dwelling coverage, $300,000 liability protection and $1,000 deductible.The zipcode 20024 in District of Columbia offers the homeowners insurance at the cheapest rate of $1,479 per year.Cheap homeowners insurance companies in District of ColumbiaHome insurance costs are a vital part of finding a homeowners insurance policy. Who has the cheapest homeowners insurance in District of Columbia?USAA, Great Northern Insurance and Allstate are the cheapest homeowners insurance companies in District of Columbia, on average.Here are average District of Columbia homeowners insurance rates for a policy with $300,000 dwelling coverage and $300,000 liability protection with a $1,000 deductible.CompanyAverage annual premiumAverage monthly premiumUSAA$805$67Great Northern Insurance$1,029$86Allstate$1,470$123Standard Fire Insurance$1,519$127State Farm$1,964$164Compare cheap homeowners insurance in District of Columbia by ratingsIt’s a smart move to shop around to look for cheap homeowners insurance and compare policies and coverages from different insurance providers carefully. Here we have compared the cheapest home insurance companies in District of Columbia based on J.D. power score and AM Best ratings that help you to choose the best among the options available.CompanyJ.D. Power scoreAM Best ratingUSAA882A++State Farm835A++Allstate829A+Liberty Mutual806AHow much is home insurance in District of ColumbiaThe average cost of homeowners insurance in District of Columbia is $1,488 for $300,000 dwelling and $300,000 liability with a $1,000 deductible. The average District of Columbia home insurance costs are $817 less than the national average.Average annual premiumAverage monthly premium$1,488$124Multiple factors play a role in homeowners insurance cost, including:Location, including ZIP codeLevel of coverageHome construction and ageYour claims history Your home’s claims historyThe area’s claims historyDeductibleCredit historyCheapest homeowners insurance in District of Columbia by ZIP code20024 has the cheapest homeowners insurance, among large cities surveyed, with average rate of $1,479 per year, which is $123 per month. Here are how District of Columbia cities rank for average home insurance rates:ZIP codeAverage annual premiumAverage monthly premium20024$1,479$12320006$1,481$12320012$1,485$12420007$1,486$12420002$1,487$12420008$1,488$12420036$1,489$12420001$1,490$12420011$1,492$12420004$1,494$12420005$1,495$12520009$1,496$125 Home insurance rates vary from one city to another. But with Insure.com, finding the right home insurance policy is easy. Learn more about homeowners insurance costs for different cities below.Home insurance rates in District Of Columbia by cityWashingtonHow much is home insurance in other statesAlaska$1,799/YearAlabama$2,981/YearArkansas$3,439/YearArizona$1,976/YearCalifornia$1,166/YearColorado$3,082/YearConnecticut$1,961/YearDelaware$1,521/YearFlorida$3,439/YearGeorgia$2,555/YearHawaii$499/YearIowa$2,540/YearIdaho$1,842/YearIllinois$2,201/YearIndiana$2,423/YearKansas$3,931/YearKentucky$2,862/YearLouisiana$3,270/YearMassachusetts$1,920/YearMaryland$1,518/YearMaine$1,833/YearMichigan$2,153/YearMinnesota$3,010/YearMissouri$3,111/YearMississippi$3,340/YearMontana$2,809/YearNorth Carolina$2,009/YearNorth Dakota$2,601/YearNebraska$3,133/YearNew Hampshire$1,455/YearNew Jersey$1,744/YearNew Mexico$2,299/YearNevada$1,486/YearNew York$1,840/YearOhio$2,107/YearOklahoma$4,445/YearOregon$1,608/YearPennsylvania$1,720/YearRhode Island$2,125/YearSouth Carolina$2,678/YearSouth Dakota$3,172/YearTennessee$2,692/YearTexas$3,429/YearUtah$1,378/YearVirginia$1,956/YearVermont$1,212/YearWashington$1,514/YearWisconsin$1,732/YearWest Virginia$2,486/YearWyoming$2,083/YearShow moreLes MastersonContributor  . .Les, a former managing editor, insurance, at QuinStreet, has more than 20 years of experience in journalism. 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Most Americans don’t 1/1 Related Articles Personal liability insurance: What it is and why you need it By Barry Eitel Cost of living comparison by state By Chris Kissell How to find a homeowners insurance policy By Shivani Gite Home replacement cost calculator By Nupur Gambhir Renters insurance calculator: Estimate cost by state or city By Shivani Gite Mobile home insurance: What does it cover and how much does it cost? By Chris Kissell Table of contents Cheap homeowners insurance companies in District of Columbia Compare cheap homeowners insurance in District of Columbia by ratings How much is home insurance in District of Columbia Cheapest homeowners insurance in District of Columbia by ZIP code Get instant quotes now ! Please enter valid zip Get Quotes