There’s a lot to take into account when shopping for renters insurance, but we’ve compiled a list of the top providers in Alaska. Our insurance experts have analyzed price quotes from Alaska’s largest renters insurance companies to help make your decision easier. Below is the list of cheapest renters insurance companies in Alaska:

  • Country Mutual
  • Allstate
  • Umialik
  • State Farm
  • Safeco

Cheapest renters insurance companies in Alaska

Country Mutual offers the cheapest renters insurance in Alaska at an average annual rate of $117 or $10 per month. Based on Insure.com’s rate analysis, we have mentioned cheap renters insurance companies in Alaska along with their average annual rates.

CompanyAverage annual rateAverage monthly rate
Country Mutual$117$10
Allstate$122$10
Umialik$161$13
State Farm$224$19
Safeco$226$19
USAA$321$27

Average cost of renters insurance in Alaska by coverage level

In Alaska, the average cost of renters insurance is $165 per year or $14 per month, that’s $161 less than the national average of $326. These rates are for the coverage level of $20,000 for personal property, $1000 as deductible and $300,000 as liability protection.

Find below average cost of renters insurance in Alaska for coverage levels of- $40,000 and $60,000 with liability protection of $300,000 and $1000 as deductible.

Coverage levelAvg. annual renters insurance rateAvg. monthly renters insurance rate
$20,000$165$14
$40,000$218$18
$60,000$266$22

Most affordable ZIP codes for renters insurance in Alaska

How much Alaska renters pay for insurance majorly depends on the zip code they live in. Based on our findings, the most affordable zip code for renters insurance in Alaska is 99689. Its average annual rate $179 or $15 per month.

The above mentioned rates are for the coverage limits of $40,000 for personal property, $1000 as deductible, and 100,000 in liability protection. Rates vary based on the zip code, that’s why comparing quotes is one of the easiest ways to get the best deal on renters insurance in Alaska.

ZIP codeAverage annual rateAverage monthly rate
99689$179$15
99820$181$15
99801$182$15
99702$184$15
99701$186$16
99704$188$16
99742$197$16
99545$199$17
99519$200$17
99505$204$17

Least affordable ZIP codes for renters insurance in Alaska

Your zip code, among other factors, affects how much you pay for renters insurance in Alaska. 99501 is the least affordable zip code for Alaska renters at an average cost of $208 a year or $17 monthly.

We have analyzed quotes from the major insurance carriers across all the zip codes in Alaska. Below we’ll provide the average annual renters insurance costs by ZIP code, also find out how much renters insurance costs per month.

ZIP codeAverage annual rateAverage monthly rate
99501$208$17
99540$206$17
99550$205$17
99505$204$17
99519$200$17
99545$199$17
99742$197$16
99704$188$16
99701$186$16
99702$184$15

Renters and auto bundle discounts in Alaska

If you’re looking for ways to trim costs on your insurance premiums, consider purchasing both renters and auto policies from the same company. Bundling policies can help you save an average of $115 per year in Alaska. Umialik offers the cheapest rate on renters and auto insurance bundle, you can save an average of $131 annually or 9%.

CompanyAverage annual rateAverage base annual rate (without bundling)$ bundle average savings% bundle average savings
Umialik $1,382$1,513$1319%
State Farm$1,532$1,602$704%
Geico$1,567$1,615$483%
Progressive$1,576$1,708$1328%
Allstate$3,864$4,057$1935%

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